Banks Alert Customers to Shoulder Surfing Instances.

Beat ATM Thieves: Protect Yourself from Shoulder Surfing Scams

Ever felt a stranger a little too close for comfort while using an ATM?

You might be a target for “shoulder surfing,” a common ATM scam where thieves steal your PIN by peeking over your shoulder.

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Banks are issuing warnings as these incidents rise, but you can stay ahead of the game.

What is Shoulder Surfing?

Shoulder surfing is a low-tech yet effective way for criminals to steal your ATM PIN. They strategically position themselves behind you while you enter your PIN. Once they have this crucial information, they can use your stolen card to access your bank account and withdraw your hard-earned cash.

Protect Your Money: Essential Tips

Being vigilant is key to avoiding shoulder surfing scams. Here are some essential tips to safeguard your finances:

• Your PIN is Like Your Fingerprint: Never share your ATM PIN with anyone, not even family or friends. Treat it like a top-secret password.
• Become a Temporary Lock-Meister: Always lock the ATM chamber door before and during your transaction. This creates a physical barrier against prying eyes.
• Stranger Danger Applies at ATMs Too: Politely refuse help from anyone offering assistance inside the ATM. This could be a tactic to distract you while they steal your PIN.
• Privacy is Paramount: Shield the keypad with your hand while entering your PIN. This simple act can significantly deter would-be shoulder surfers.
• Time is Money, Especially When Your Card is Stuck: If your card gets captured by the ATM, don’t waste time. Immediately contact your bank’s helpline to report the incident and block your card. This swift action can prevent unauthorized transactions.

Staying Aware, Staying Secure:

By following these tips and remaining vigilant, you can significantly reduce your risk of falling victim to shoulder surfing scams. Remember, a few moments of caution can save you a significant financial headache. Here are some additional points to consider:

• Be Wary of Unusual Activity: If you notice anything suspicious around the ATM, like someone lingering too close or malfunctioning equipment, trust your gut and choose a different ATM.
• Consider Alternative Transactions: Whenever possible, opt for online banking or mobile banking options for routine transactions. This eliminates the risk of ATM scams altogether.
• Report Suspicious Activity: If you suspect you’ve been a victim of shoulder surfing, notify your bank immediately. They can help you block your card, monitor your account for fraudulent activity, and guide you through the recovery process.

Note: The information above might not be accepted 100%. Please verify from your own sources. We will not be responsible for any kind of loss due to our content.

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