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Apna Ghar Apni Chhat Scheme: Installment and Eligibility

Apna Ghar Apni Chhat Scheme: Installment and Eligibility

Comprehensive Guide to Punjab’s “Apna Ghar Apni Chhat” Housing Scheme

Punjab Chief Minister Maryam Nawaz Sharif has launched the “Apna Ghar Apni Chhat” scheme, designed to offer affordable housing to the people of Punjab.

The initiative aims to address the housing needs across the province, making homeownership accessible for both urban and rural residents.

Key Features of the “Apna Ghar Apni Chhat” Housing Scheme:

  • Loan Eligibility:
    • Urban Residents: Can apply for a loan up to 1.5 million PKR to purchase land ranging from 1 to 5 marlas.
    • Rural Residents: Eligible for the same loan amount to buy land between 1 to 10 marlas.
  • Repayment Plan:
    • The loan is repayable over a period of seven years.
    • There’s a three-month grace period during which no payments are required.
    • Monthly installments are capped at 14,000 PKR.
    • Loans are provided interest-free by the Punjab government.
  • Scholarships: The government has announced a Rs25 billion scholarship program to help talented students pursue higher education in prestigious universities like LUMS, IBA, COMSATS, and FAST.

How to Apply for “Apna Ghar Apni Chhat”

Step 1: Visit the official Punjab Housing and Town Planning Agency (PHATA) website or the nearest NADRA e-Sahulat center.

Step 2: Complete the Application Form by providing your personal details, proof of income, and proof of residence.

Step 3: Submit the application along with the required documents.

Step 4: Wait for Confirmation from the Punjab Government regarding the approval of your loan and land allocation.

CM Maryam Nawaz’s Commitment

During the inauguration, CM Maryam Nawaz emphasized the significance of having a secure home. She highlighted that this scheme is a realization of Nawaz Sharif’s vision and is being closely monitored to ensure its successful implementation. She reassured the public that the government is committed to improving living standards by making housing more accessible to all citizens of Punjab.

Conclusion

The “Apna Ghar Apni Chhat” scheme is a groundbreaking initiative that aims to make housing affordable and accessible for the people of Punjab. With interest-free loans, manageable repayment plans, and government oversight, this scheme is set to improve living conditions and provide much-needed security to residents across the province.

For more details and to apply, visit the official Punjab Government Housing Website.

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